People who want to obtain credit from financial institutions can use their property rights to do so.
Property right granted people with the ability to do whatever they want to the properties that they legally owned under their name. This include obtaining a credit.
Financial institutions will conduct an initial assessment to the borrowers before a credit is accepted.
Borrowers could put up their owned properties as a "collateral" that can be taken by the financial institution if they fail to pay their debt. This will made the financial institution become more likely to accept the credit proposal with low interest.
the old way of life was represented by superstition, an angry god, and absolute submission to authority. the thinkers of the age of reason ushered in a new way of thinking. this new way championed the accomplishments of humankind. individuals did not have to accept despair. science and reason could bring happiness and progress. kings did not rule by divine right. they had an obligation to their subjects. europeans pondered the implications for nearly a century. americans put them into practice first.
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